The Cost of Convenience

It’s surprising how little I think of my daughter now that she’s living 2,000 miles away at school. We talk on the phone frequently, but since she’s not involved in my daily life anymore, she’s more of an abstraction (when we’re not directly talking), a pleasant thought when she crosses my mind.

I figured she was having the same experience I was when she went off to college. The thought of me made her feel glad (or angry, or… since I’m her mother and that comes with mixed feelings), but I didn’t consider she thought of me often in her busy life. So, when I recently had exploratory surgery looking for cancer, I did not realize she even remembered me mentioning the appointment on the phone a couple of weeks ago.

This morning I’m in my office going through my email. I find one from my husband letting me know he and our daughter signed me up for online notifications of my medical records, including test results, last night while I slept. They gave the MyChart app my husband’s phone number and his email because they both know how much I hate putting my data online, never stopping to consider that my husband would be notified of my test results likely before I would by snail mail.

I’ll be getting my test results by snail mail because I do not want my medical information online. I get that it already is, which my daughter reminded me when I came at her full bore with anger on the phone this morning for signing me up without my permission (after coming unglued on my husband).

It isn’t just my medical records that shouldn’t be online, sitting in a cloud, accessible to everyone from Walgreens to United Health Care [insurance]. It makes my skin crawl that almost every time I want to access anything on the net now, the site attaches ‘cookies’ to my machine that track my usage. Many sites require I fill out forms for entry, collecting, aggregating and categorizing even more of my personal data to sell and/or exploit with targeted marketing.

My daughter is on the medical track studying to become a physician. She works as a scribe in a medical practice, and is an intern at Palomar Medical Center and uses MyChart on the job. So do the patients of the practice and the hospital, she assured me. They all love the convenience of being able to look up their medications and/or test results as soon as they’re posted on their e-chart.

She was trying to sell me on the real world, the one she, and most everyone else lives in daily—perpetually attached to the net via cellphones, laptops and tablets. Banking to paying bills to shopping, my daughter uses these online ‘services’ (which is kind of an oxymoron since these apps make it self-serve), to ‘keep it simple’ while juggling two internships, a job, and a full course load every quarter, including this summer.

Do you understand there is a cost to convenience? I asked her on the phone, after she apologized for setting up the account without my permission and promised to delete it when we disconnected.

She did, she assured me. But she really doesn’t. She’s too young, too many generations removed from WWII.

The Third Reich was a diagnosis regime, obsessed with sorting the population into categories, cataloging people by race, religion, politics, sexuality, criminality and purported biological, mental and behavioral defects. Nazi officials created massive population indexes that compiled individuals’ medical, financial, educational, criminal and welfare records — even sports club files. By 1942, approx. ten million Reich citizens had been indexed. These files, then, established the grounds for sterilization, deportation and extermination.” (https://lnkd.in/d9txaahS)

Nothing to hide? I rhetorically asked my daughter on the phone, still admonishing her for signing me up for an online account of my medical information and then giving access to her dad via email. She placated my perceived conspiracy theory with, I get it, Mom! I do. It’s likely dangerous to have all our personal information online, but it already is, Mom.

1942 may as well be 1642 to my daughter, and [ostensibly] most of her gen— too far back to remember or care.

I didn’t care about using internet-based services either until the ‘cloud.’ It was mid-2000s and we were all on the free and open information highway when Amazon introduced its cloud-based storage service, but I didn’t get its impact until my bank started offering SaaS [self] ‘services,’ like Direct Deposit and online payments ‘for our convenience.’ At first I didn’t care about that either, as I had no intention of banking online since putting my bank account numbers through unsecured servers didn’t, and still doesn’t seem wise to me. Banking security is another oxymoron, and my internet connection through Xfinity isn’t exactly an impenetrable firewall.

By the mid-2010s cloud computing had scaled, especially with the advent of the ‘smart’ phone. Bank of America started making it hard to come into their branches in-person, cutting its staff in half and forcing customers to wait in long lines to talk to a teller. Many young people adapted quickly to avoid the hassle the banks created, which left a lot of older folks, and holdouts with old tech cellphones like me, having to wait sometimes 45 minutes to deposit a check.

I had a red slide phone with a real [small] keyboard and no internet connection until 2021 when AT&T switched to 4G and forced me to “upgrade” to a ‘smart’ phone [like the rest of the known universe did a decade earlier]. I’ve yet to enable an internet connection on my new cellphone, and don’t use location SaaS apps, ever. I navigate using printed maps, or use my memory the second visit to anywhere I’ve been. With my phone offline and not accessing any location services, at least it stops communicating with nearby cell towers so Google and State Farm [car insurance] doesn’t know where I am on the planet (GPS), or how fast I’m driving. They also don’t know whether I’m in my car, or on a plane, through the accelormeter sensor now inside our ‘smart’ phones which detects motion—whether we’re still, walking, biking, driving, flying.

I used to be among the 2+ billion frequent users of Amazon’s marketplace until every bookstore, hardware store, curio, card and gift shop in my neighborhood closed. And while it’s ‘convenient’ to get things delivered to my front door, not so much when it’s snowing out and UPS won’t deliver to our house on the hill and I need a specific tool to fix my irrigation pipe that froze and busted open. I now drive 12 miles, instead of the 3 it used to be before the local hardware store closed. I’m back to buying my tools directly, in-person, as I do for most everything else I shop for now to support the survival of local businesses.

Intellectually, I know I am fighting Goliath with a slingshot trying to retain even a modicum of my privacy from the Content Monster we call the ‘cloud.’ Stalking us everywhere we go IRL, and visit online on our devices, to everything we buy, to our marital status and genetic offspring, corporations have created and continue to create—unobstructed by laws or ethics—“massive population indexes that compiles individuals’ medical, financial, educational, criminal and welfare records — even sports club files,” or lack thereof since most Americans don’t exercise. Insta, Google, FB, TicTok, ChatGPT and every other big data SaaS app out there is “sorting the population into categories, cataloging people by race, religion, politics, sexuality, criminality,” including biological and mental characteristics of behavioral and genetic health.

Many, in fact most large corps these days are marketing us into buying, and believing (religion, politics, social views and values) by targeting their messaging using the very data we give them with every click on a webpage, swipe on a screen, every text or IM, every form we fill out, every poll we take, questionnaire we answer, and every medical exam or procedure we have now is stored on a cloud, and not just one cloud, but many. Redundancy is key in data storage.

I feel like the Borg is trying to assimilate me into submission of my privacy for the convenience of becoming part of the hive—i.e. ‘cloud’[ed] mind, I tried to explain to my daughter on the phone this morning. And the convenience [of self-service] turns out to be for the corps, killing customer service, tying us up in phone loops, and making their mistakes our problems to fix while continually charging our credit cards their monthly fee. So much for the convenience of AutoPay.

Mother, my daughter proclaimed in all seriousness, all our information is already online and in the cloud, or separate clouds that are all connected, or whatever, and there’s nothing any of us can do about it. I signed you up for MyChart last night because I want you to get your test results as soon as they’re posted and then share them with me so I can stop worrying, or, at least know what is going on with you. I love you, Mom, and I feel really scared about your biopsy results.

Heavy sigh. She played the Love card.

Assimilation is hard to resist when delivered by those you love most.

I apologized for making her worry, and again felt surprised that my daughter remembered and was concerned about my biopsy. I promised to tell her the test results as soon as I get them, which is likely a lie, unless they’re good. I’ll need to privately process bad results before making her worry even more.

Regardless of whom I choose to share my biopsy results with, they are mine alone to share, or they should be. The fact is, my insurance company will know if I have cancer before I will. If my doctor prescribes me drugs, Wallgreens will know what kind of cancer before I will by snail mail. Under the Affordable Care Act, my insurance can not charge me more, or exclude coverage for pre-existing conditions, but get another Republican president, and that can change. We’ll go back to leaving diabetics to the disabled uninsured.

My world growing up was much like my parents. In my day, corporations worked for their customers and clients. With the advent of SaaS and the ‘aide’ of apps, we are now all products of these corporations selling us on using technology with the lie of ‘convenience’ while hording our private information to maximize their profits.

Nothing to hide? Nazi Germany won’t ever happen here?

  • Trump, and his millions of minions.
  • Fox ‘News.’ Newsmax. Breitbart…etc.
  • Conservative Christians
  • Catholic Supreme Court (8 out of 9 justices)
  • Neo-Nazis
  • White Nationalists/Supremacists/Warriors
  • …etc.

SaaS Apps that F**k You

I’ve been house hunting on REDFIN for over 5 yrs with no luck. The homes I want are either too expensive, a flat-out ripoff, or an offer is accepted within 24 hrs of listing. We’ve bid on 5 houses, and we’ve been ‘out bid’ every time.

I’ve defaulted to using Redfin.com almost exclusively, as they released MLS (Multiple Listing Service [of homes for sale]) data within minutes of the broker’s listing. ZILLOW, REALTOR.com, and their like often show new MLS listings hours later.

assumed that Redfin was helping me find a home. But what this SaaS (Software as a Service) offering is really doing is screwing most potential home buyers like you and me. Making MLS listings available the moment a property is listed for sale to everyone online, globally, does NOT ‘level the playing field.’ Democratizing MLS listings introduces 50+ interested buyers at every doorstep, jacking up housing prices with fierce competition for the same property.

Real estate brokers love this software! They now give you access to their paid MLS subscription (Matrix), knowing we all get it from Redfin anyway. Promoting “competitive bidding” makes them richer with every sale.

Book a trip on HOTELS.com or EXPEDIA lately? Ever? If you use travel apps you are spending more than you need to. Guaranteed! You’ll get a better hotel rate if you call the places you’d like to stay, and talk directly to their front desk. I’ve booked family vacations for 21 yrs now, and every single time, without fail, from Victoria, Canada, to Venice, Italy, the rates are cheaper if you book directly by calling the places you plan to stay.

The original idea with travel apps was they’d buy in bulk and sell at a discount. But like Pets.com, these sites quickly learned the destinations were not very flexible on their rates, so they ‘pivoted’ their SaaS with marketing. They sold users on ‘Packaged Deals,’ but you’ll be locked in to their ‘deals,’ which often aren’t ideal, and your vacation will cost more booking through them, even though they advertise that they save you money. Travel apps offer you no real value, and often rip you off, adding charges to cover the cost of maintaining their business.

Same goes for most middlemen SaaS offerings. It cost money to run their platforms, and they pass that cost on to their paying customers.

Ever use ANGIE’S LIST, or HOME ADVISOR, or THUMBTACK to get recommendations for services from contractors to dentists? Most of their good ratings are LIES. Angi’s, and their like, are advertising platforms. They are like Phone Books in the olden days. The BUSINESS PAYS these SaaS apps to have their name appear in search results. Even on Angi, the listing may be free, but your business will be buried in their search returns if you do not pay their ‘premium’ rate. Few (if any) of the good ratings and reviews awarded the businesses are real. Either the business solicited friends and family to post good reviews, and/or they hired an outside marketing firm to create high ratings (usually from India or the Philippines doing click scams). Angi and their like bury the negative reviews (as does Google), as pissing off their paying clients would be bad for their SaaS business.

These SaaS recommendation sites say they do a standard background check, meaning criminal records to professional license, but that’s about it. A few say they reach out to the vendor’s customers by phone, which they may, but with contacts the business gives them. Maybe they get the wife of the vendor on the phone, and of course, she just loves his work! High ratings mean you’re more likely to hire them. And the business is more likely to keep paying Angi and Thumbtack to appear on their lists.

Developers and marketers of middlemen SaaS apps will argue they are “doing good” for the world, whatever that means. (Doing good for them?) They are ‘setting information free to form an egalitarian society,’ Silicon Valley types profess. But I’ve already established that these apps, and their like jack up the cost of goods and services, as IRL middlemen do. Creators of middlemen software will tell you they are offering you a ‘convenience.’ Bullshit. With a few clicks you too can book flights, hotels, car rentals, arrange appointments with contractors, find a [good] dentist. Do your research and go beyond Google to Bing, DuckDuckGo, Reddit, ChatGPT, Nextdoor…etc., and you can find all kinds of information about a company or vendor, including reviews across a broad spectrum, not just the paid ratings on Expedia or Angi.

Most SaaS apps today require you give them a ton of personal data to utilize their ‘service.’ Additionally, they put ‘cookies’ on your mobile and PC that track everywhere you go online, and IRL (through your phone). Not conspiracy theory. Cookies (sweet and inviting name, right), track and log your behavior to ‘improve your overall [online] experience,’ as well as more tightly target you with advertising the app believes you’re more likely to respond to.

Ever wonder why entertainment events have gotten so expensive? The only way to buy tickets these days is through a SaaS app like TICKET MASTER. And you better hope when you log on the broker site doesn’t crash, or sell you fake tickets, or sell out in the first 3 minutes with millions vying for the same show. And good luck getting a refund if you need to cancel, or the event is canceled. The software IS the service, which generally means little to no actual customer support.

Wanted to go see Barbie a week after it opened with my daughter on her short visit home from college. There were no tickets available at any theater within a 100 mile radius the 5 days she was home because they’d all been purchased in advance online. Before the ‘convenience’ of apps like FANDANGO, or AMC, or REGAL, we’d at least have had a chance to see the movie if we waited in line, even if it meant getting to the theater early to ensure we got tickets. It is neither convenient nor cost effective buying movie tickets with SaaS apps. In addition to the high costs of the tickets, these movie apps charge an additional fee for ‘online processing.’

Look for a job on LINKEDIN or INDEED lately? Find a job post that interests you, and even if the ad has been online less than 24 hrs it still has hundreds of applicants. You’d better have one hell of an amazing skill set, and a CV with all the right keywords that fit the exact niche of the job requirements to get noticed among your competition.

Democratization [a la Google]:

  • The introduction of a democratic system or democratic principles.
  • The action of making something accessible to everyone.

SaaS developers and marketers inject this buzzword into most pitches these days. They’re democratizing the web, upholding democracy, doing good, they’ll tell you. Not sure how many buy into this rhetoric to make themselves feel and appear philanthropic, or it’s all a big sales pitch while they’re dreaming of a billion dollar acquisition or going public and becoming instant millionaires.

Seriously, how convenient is it being robbed of our money and information every time we use software ‘services’?

Let’s get real. Democratizing MLS listings—making them accessible to everyone on the internet—is a BAD IDEA for home buyers, now forced to compete for a home against 20 other offers, a third of those offering cash by corporations that can afford to pay tens of thousands over asking. Democratizing movie tickets forces movie goers to buy tickets sometimes weeks before the film’s release without ever hearing if the movie is any good. Democratizing plane tickets to hotel reservations raises the cost of travel for everyone by exponentially increasing the demand.

Democracy [a la Google] “is a system of government by the whole population or all the eligible members of a state, typically through elected representatives.” As for upholding democracy, I had no representation to help me get back the over $300 AMAZON PRIME ripped off from me when they signed me up without my knowledge and then made it almost impossible for me to cancel the account.

We are not a democracy, as this country is run by big business, in particular FAAMG (Facebook, Amazon, Apple, Microsoft, Google), the gatekeepers of our personal data run [a muck] by greedy, unregulated children.

Want to know why you can’t afford to buy a home today?

Is the cost of events and movie tickets keeping you home watching NETFLIX (yet another SaaS app that eats up your money, and worse your life’s time, but at least they deliver entertainment)?

Even ChatGPT could not give me an estimate on the number of SaaS applications online today. (It had no clue what ‘middlemen’ software is.) The consensus of search results from multiple sources agree the SaaS industry is growing so rapidly, virtually exponentially, estimates have to be based per industry. According to Statista, the SaaS industry is worth $197 billion U.S. dollars and estimated to reach $232 billion by 2024.

While many SaaS apps provide value, especially for running a business, from CRMs, to CMS, to ERP, most consumer-facing middlemen SaaS apps are not only valueless, they are dangerous. Sucking people in with lies about savings on movies or when booking travel through their app; democratizing information making it impossible for anyone but the uber-rich or cash-flushed corps to act on, and rising the cost of, well, everything, ultimately is neither convenient nor cost effective for 99% of us.